Approved & Evaluated

Billions of card-based payments are made and accepted daily. Whatever you are buying, wherever you are in the world, you expect your payment card to work. Whether it be in-store or e-commerce transactions, the process needs to be familiar, convenient, secure and reliable.

EMV® Specifications and related testing processes make this possible.

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Approved & Evaluated at a Glance

As a global technical body, EMVCo develops EMV® Specifications, EMVCo functional requirements, and EMVCo security requirements and guidelines. These specifications, requirements and guidelines provide a technical baseline enabling any party to develop and deploy products and solutions that support the delivery of reliable payments.

EMVCo Approvals and Evaluations collectively refer to various testing processes that confirm products meet the technical baseline for security, performance and compatibility when deployed:

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Security Evaluation

EMV security evaluation assesses that payment products and solutions meet EMV® Specifications, requirements and guidelines for security.