3DS Data Elements Related to the Trust List

Table 2.1: 3DS Data Elements Related to the Trust List

Data Element

Description

Version

3DS Requestor Challenge Indicator

Indicates whether a challenge is requested for this transaction.

2.3.1

2.2

3RI Indicator

Indicates the type of 3RI request.

This data element provides additional information to the ACS to determine the best approach for handling a 3RI request.

A value of 10 indicates a Trust List Status check.

2.3.1

2.2

ACS Information Indicator

Provides additional information for a particular Protocol Version to the 3DS Server. The element lists all applicable values for the card range.

2.3.1

2.2

Card Range Data

Card range data from the DS indicating the most recent Protocol Versions supported by the ACS, and, optionally, the DS that hosts that range, and, if configured, the ACS URL for the 3DS Method. Additionally, it identifies the 3DS features supported by the ACS in the ACS Information Indicator, such as Trust List or Decoupled Authentication.

Trust List indicators are defined in the ACS Information Indicator:

  • 04 = Trust List Supported for v2.2 and v2.3
  • 09 = Trust List Exemption Supported for v2.3

2.3.1

2.2

Toggle Position Indicator

Indicates if the Trust List and/or Device Binding prompt should be presented below or above the action buttons.

2.3.1

Transaction Challenge Exemption

Exemption applied by the ACS to authenticate the transaction without requesting a challenge.

2.3.1

2.2 + Bridging Message Extension

Trust List Data Entry

Indicator provided by the 3DS SDK to the ACS to confirm whether the Cardholder gives consent to the Trust List.

2.3.1

2.2

Trust List Information Text

Text provided by the ACS to the Cardholder during a Trust List transaction.

2.3.1

2.2

Trust List Status

Enables the communication of Trust List Status between the ACS, the DS and the 3DS Requestor.

2.3.1

2.2

Trust List Status Source

This data element will be populated by the system setting Trust List Status.

2.3.1

2.2

Note: The term “Trust List” is used in version 2.3.1 of the 3DS Specification, replacing the terms “Whitelist” and “Whitelisting” used in version 2.2.

App Flow – User Interface Related to the Trust List

User Experience – Variant A – Trust List on Challenge Screen

User Experience – Variant B – Trust List on Separate Screen

Note: Checkbox, radio button or any relevant user interface may be used to offer the Trust List and Device Binding options.

User Interface Related to Device Binding

User Experience – Variant A – Device Binding

User Experience – Variant B – Device Binding

Note: Checkbox, radio button or any relevant user interface may be used to offer the Trust List and Device Binding options.