Audience and Structure

Structure

This EMV® 3-D Secure White Paper is structured to provide a comprehensive understanding of the 3DS Specification, presenting its key features across different perspectives.

Each key feature section begins with a business overview, which outlines the functionalities, objectives and benefits, and the ways in which they enhance 3DS transactions, their security and user experience. This is followed by a flow diagram showing how the feature can be used during a 3DS transaction, along with related data. Lastly, for certain features, a sequence of screens illustrates the user experience.

Where applicable, the White Paper also explains how the key features can be leveraged depending on which 3DS Specification version is supported (version 2.2, version 2.2 in combination with the Bridging Message Extension, or version 2.3.1).

Audience

The document is aimed at diverse groups with varying levels of expertise.

Firstly, it addresses stakeholders seeking a high-level overview of 3DS capabilities, presenting its business value and potential impact on improving user security and trust in online transactions.

It then provides information on the technical details of the 3DS Specification for experts involved in the development or implementation of 3DS applications.

Lastly, it is aimed at those interested in the user experience aspect and in learning how 3DS aims to streamline and enhance the authentication process for end users.

By addressing the needs of these distinct audiences, the document ensures comprehensive coverage of the 3DS Specification from different perspectives, and is intended for use by all participants of the 3DS ecosystem.