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EMV^® Electric Vehicle Open Payments (EVOP)

EMVCo is collaborating with stakeholders across the electric vehicle (EV) ecosystem to explore how EMV^® payment technology could support a simple, consistent and interoperable card-based charging payment experience across multiple EV manufacturers and charging stations.

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What is EMVCo’s EVOP initiative?

As EV adoption accelerates globally, supporting the charging infrastructure to meet growing demand is an urgent priority for industry stakeholders and policymakers across the world.

A challenge for EV drivers today is the charging payment experience, as they may need to register for multiple proprietary EV station accounts. This causes unnecessary friction and inconvenience during the charging payment experience.

EMVCo’s mission is to examine how this fragmentation could be addressed through an open payments approach.

EMVCo launched its EVOP initiative to explore the development of a global, interoperable, secure payments specification. It is investigating the potential of leveraging the widely adopted ISO 15118 Standard – which specifies a digital communication protocol between the EV and the charging station – to enable a simple, secure and seamless card-based open payment ‘Plug & Charge’ experience for drivers across different EV manufacturers and charging stations.

Benefits

Simple and Consistent Payment Experience

Drivers would be able to pay for charging with their preferred payment card, reducing the requirement to sign-up for various memberships, create dedicated accounts or pre-load funds – making the charging payment experience as convenient as paying for fuel at the pump.

Increased Choice and Flexibility

An EVOP Specification could support multiple card-based payment data sources to reflect different payment preferences and use-cases, as well as co-existing with and complementing other payment options.

Simplified and Scalable Deployment

An EVOP Specification could remove the need for external payment acceptance hardware to be installed and/or upgraded on charging stations, while minimising additional security compliance requirements.

FAQs

Would an EVOP Specification align with other industry standards?

EMVCo is investigating the potential of leveraging the ISO 15118 Standard. ISO 15118 is a globally interoperable standard that is already widely adopted in the marketplace by various EV manufacturers and charging station operators. It has also been integrated into both proprietary and national charging standards.

By leveraging ISO 15118, EMVCo would maintain its proven approach of utilising existing industry standards within its specifications, enabling it to focus on dedicated payment considerations.

A specification, however, would be designed to offer flexibility. EMVCo continues to engage with industry stakeholders to explore the potential to support additional digital communication and charging protocols in the future.

Why is EMVCo best placed to investigate the EV charging payments challenge?

As a global technical body that helps make safe, reliable, and convenient card-based payments possible anywhere in the world, EMVCo has a proven track record of bringing the payments community together to create increased trust, consistency and reliability to emerging solutions. It creates and manages EMV Specifications and programmes, which provide a foundation on which secure and seamless payment products can be built.

Following direct industry feedback from the Secure Technology Alliance, EMVCo launched its EVOP initiative to explore how EMV payment technology could support a simple and consistent card-based payment experience across multiple EV manufacturers and charging stations.

How is EMVCo engaging with the wider industry on the EVOP initiative?

EMVCo recognises that industry insight and expertise are crucial to ensure a specification addresses all relevant use cases and requirements. As such, it is collaborating with stakeholders across the EV ecosystem such as CharIN, the International Organization for Standardization (ISO) and the Secure Technology Alliance. Further to this collaboration, it is also actively encouraging and seeking wider feedback and input from EV industry stakeholders from around the globe.

Join the Charge: Become an EMVCo Advisor

Active engagement and collaboration are key to EMVCo’s proven model for creating and evolving globally adopted specifications. This is why EMVCo is seeking feedback and input from EV industry stakeholders from around the globe, including:

EV manufacturers
Charging station operators
EV technology partners

If you represent one of these organisations, you are encouraged to become an EMVCo Associate and participate on the Board of Advisors to fully engage with EMVCo and the broader EV industry on this important initiative. This empowers you to:

Propose and influence new initiatives: Suggest and influence major work items.
Shape draft specifications: Review, comment and vote on draft specifications before official publication.
Engage directly: Participate in Special Interest Meetings with other EV and payment organisations for in-depth discussions on defining open payments.
Gain exclusive technology insights: Get the opportunity to participate in targeted technology engagement sessions.

Organisations can also become EMVCo Subscribers to receive advance insights on EMV Specifications and provide direct feedback.

Learn how you can get involved with EMVCo

Testimonials

EMVCo’s engagement on ISO 15118 is much appreciated. Their proposed card-based open payment initiative will further improve the hassle-free and secure experience of charging an EV using ISO 15118.

Fabian Eisele Vector and ISO 15118 Project Team Leader

It was astonishing to hear how fragmented the infrastructure currently is and impressive to hear how EMVCo is working with industry participants to facilitate a simplified means to pay for EV owners [...] We look forward to further engaging with EMVCo on this, and many other topics.

U.S. Payments Forum

Get involved Interested in collaborating with EMVCo? Ways to participate

More than a hundred organisations – including merchants, issuers, acquirers, payment networks, financial institutions, manufacturers, technology providers and testing laboratories – contribute their knowledge and expertise to the development of EMV Specifications.

EMVCo Associates can contribute their knowledge and expertise to shape the development of EMV Specifications.

EMVCo Subscribers can receive notice of pending EMV Specification developments and participate in a formal dialogue with EMVCo.

All industry participants can review and provide comments on new EMV Specifications and major updates before final publication.