EMVCo manages an EMV® Level 3 (L3) Testing Framework and the qualification process of related EMV L3 test tools.
EMVCo manages an EMV® Level 3 (L3) Testing Framework and the qualification process of related EMV L3 test tools.
EMV L3 testing is defined by each payment system’s policies. EMVCo supports this by defining a set of standardised L3 test tool technical components – the EMV L3 Testing Framework – and a streamlined qualification process for L3 test tools.
For EMV L3 testing, the test cases are provided by the ‘Participant Systems.’ This term refers to payment systems and other entities that elect to use the EMV L3 Testing Framework and EMVCo L3 Test Tool Qualification Process.
EMVCo qualified L3 test tools are listed on the EMVCo website for use by acquirers and processors in achieving L3 testing and certification with the Participant Systems.
EMVCo also manages an L3 Participant System Identifier (PSI) service to allow domestic payment systems (and other similar entities) to use the EMV L3 Testing Framework.
By standardising and qualifying the tools used to perform EMV L3 testing, EMVCo’s work helps to improve the quality of test tools and reduce the time spent testing and certifying the integration of EMV terminals.
Test tool providers can develop consolidated solutions to perform EMV L3 testing across different payment systems, without the need for repeated test tool qualification.
For merchants and acquirer processors, a streamlined testing approach means quicker time to market for integrating new, or updating existing, payment acceptance terminals.
This service allows entities other than the EMVCo member payment systems (such as domestic payment systems) to include their own EMV L3 testing requirements in an EMVCo qualified test tool alongside those of the international payment systems. It achieves this by using an EMVCo pre-assigned identifier. Visit EMVCo Registered IDs for the latest details.
The EMVCo qualified tools then automatically select and execute applicable tests for that particular Participant System.
Policy decisions about L3 testing and test tool usage are out of EMVCo’s scope. Individual Participant Systems define the guidelines.
More than a hundred organisations – including merchants, issuers, acquirers, payment networks, financial institutions, manufacturers, technology providers and testing laboratories – contribute their knowledge and expertise to the development of EMV Specifications.
EMVCo Associates can contribute their knowledge and expertise to shape the development of EMV Specifications.
EMVCo Subscribers can receive notice of pending EMV Specification developments and participate in a formal dialogue with EMVCo.
All industry participants can review and provide comments on new EMV Specifications and major updates before final publication.
EMVCo's new website and Participant Dashboard are now live. To access your account for the first time on our new website you'll need to carry out a password reset here. You will then be sent an email to reset your password.
EMVCo Associates, Subscribers and public users of emvco.com can create accounts to manage their engagement and participation with EMVCo. Using your EMVCo account, you can create your own watchlist of EMV technologies documents, monitor queries and responses, and manage your profile.